Whether it is price, service, coverage, or something else, people shop their insurance when they become frustrated. The primary cause of the frustration is that we have to buy insurance before we need it. To complicate the problem, most insurance agents are expert salesmen rather than insurance experts. They are taught to sell a product, not to know about it.

Foundations Insurance is unique in that we believe that knowledge is the key to avoiding frustration. We believe that if you don’t understand what you are buying, you are paying too much.The fundamental purpose of insurance is to manage uncertainty by transferring risk. Whether you buy insurance because you’re required to by law or for protection, you are buying it to manage your risk.

Foundations Insurance is unique in the insurance industry. While we represent many companies in order to provide our clients the best price, our focus is in helping our clients to analyze their risks and guiding them in making conscious decisions to transfer as much risk as possible to the insurance company. We strive to help our clients understand the difference between the price of insurance and the cost of not having it.