Our purpose is to Help Protect and Grow Your Business, and Help you and your family the best we can when it comes to Legal Issues and the Identity Theft Pandemic. We consult with you, at no-cost, on the services that we use and have saved thousands of dollars with. Talk Solutions Today was a brain child from expanding my idea of my first corporate business, Talk Today Net LLC officially launched back in 2003. Talk Solutions Today evolved from Talk Benefits Today, changing our target market from Human Resource Directors to Owners and Top Executives of businesses; focusing mostly with the Small & Medium size businesses, though available to all, no matter what their size. From the largest corporation to the smallest Mom & Pop shop working out of the home/garage. As business owners we are now at risk up to $1 Million and 10 years in jail, according to the new Safeguard Rules and laws, for data breaches and identity theft. As an Independent Associate, working with a large, experienced, national team of experts, Talk Solutions Today markets the services of Pre-Paid Legal Services, Inc (NYSE:PPD) and Kroll Background America (NASDAQ: KROL) aka Kroll Worldwide [the world’s leading risk management company]. Pre-Paid spent over $1 Million dollars getting their company compliant with the federal/state laws/rules and have allowed us to, at no cost, help you become the same. The program: ADRS aka Affirmative Defense Response System My name: Terrance Kohler, CITRMS, you may call me Terry. What is CITRMS?: Certified Identity Theft Risk Management Specialist.